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Welcome to the Memphis Housing Resource Center


Product 2:

FINANCIAL MANAGEMENT


This course provides the program participants with information to help develop skills that are critical to buying and maintaining a home.

1. How to read a credit report.
2. Understanding the content of your credit report.
3. What is a household budget?
4. Developing a budget for homeownership success.

Actual worksheets completed during class include:

1. Spending Habits Worksheet
2. Monthly Spending Worksheet
3. Monthly Budget Control Worksheet

Additional worksheets provided include:

1. Daily Cash Balance
2. Monthly expenses
3. Yearly expenses


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The City of Memphis, Department of Housing and Community Development is a partner with this program.